About KAC Financial Services

Our Investment Team | Investment Philosophy | Investment Procedure | Commitment









At KAC Financial Services, we focus on a holistic approach to your individual, business or organizational life plan. This process includes educating our clients as well as implementing their customized financial LIFE PLAN.

We know that without our clients we have no business.

Not only will you get your monthly and quarterly statements in hard copy format, but with KAC Financial Services you also have the ability to view performance reports for any period you desire at any time by accessing your accounts through our web site.





Our Investment Team

Kim A. Checketts


Kim is the founder/owner of KAC Financial Services. Immediately prior, he was employed with UBS Financial Services and also previously worked for New York Life and Prudential.

Throughout his career, Kim has specialized in meeting the unique financial goals, dreams, and objectives of the affluent and high net worth individuals, as well as businesses.

His expertise includes 1031 real estate exchanges, separate managed accounts, insurance solutions and annuities, unit investment trusts, etc

Residing in Bear River City, Utah, Kim received his Bachelor of Science in History from Utah State University. Kim loves most outdoor activities and participating in community sporting events. When out of the office, Kim enjoys spending time with his wife, Susan, and their 6 children and 26 grandchildren.


Darren B. Downs

VP of Investments

Darren brings to KAC Financial Services a proven track record of not only meeting but exceeding client expectations. He was previously employed by Fidelity Investments and UBS Financial Services.Darren is a registered investment advisor/financial advisor.

Darren's primary roles are researching various investment options, placing trades maintaining contact with our investment companies, and conducting periodic client reviews. Darren's educational background in finance enables him to excel at analyzing not only individual investment options but to understand the big picture and the overall client portfolio.

As a Cum Laude graduate from Weber State University, Darren received a Bachelor of Arts degree in Business Administration with an emphasis in Finance while obtaining a minor in German. He enjoys spending time playing tennis and being outdoors.


Zachary Pinnau

Registered Assistant

Zach is our Financial Assistant working out of our Ogden, UT office. He assists Kim and Darren in researching investments, running financial calculations and preparing for client reviews. He previously worked for Zions Bank. He brings operational as well as analytical experience to KAC Financial.

Zach graduated from Weber State in April 2014 with a Bachelors of Arts in Business Administration with an emphasis in Finance. His interest in investments started at age 16 when he started reading books about the stock market. His favorite sport is hockey and enjoys cycling and just about anything else that involves being outside. He has lived most of his life in Utah but has also lived in Okinawa, Japan for five years and Germany for two years.


Jessica Gailey

Administrative Assistant

Jessica is one of our Administrative Assistants working out of our Ogden office. She assists in setting appointments, generating paperwork, running the office, and is generally the first person you speak with when you call KAC Financial Services.

Jessica is continuing her education online through BYU-Idaho and is majoring in Applied Business with a minor in Marriage and Family. She enjoys spending time with her family as they participate in service projects and outdoor activities such as hiking, kayaking, and camping. She has a passion for travel and appreciates having culturally diverse experiences.


Melissa Thomas

Administrative Assistant

Melissa is one of our Administrative Assistants working out of our Ogden office. She assists Kim, Darren, and Zach with setting up appointments, generating paperwork for clients, and running the Ogden office.

Melissa is studying Computer Science at Weber State University, with a Minor in Theatre Arts. She enjoys wakeboarding in the summer; downhill skiing in the winter; and reading, writing, drawing, folk dancing, sewing, and singing when it's nicer inside than outside.