We know you work hard for your money. Now let us help your money work hard for you!

KAC Financial Service’s mission is to help high net worth individuals business, and organizations build, preserve, manage, and transfer wealth. We strive to develop lifelong client relationships built on a foundation of trust and confidence. Because the focus of our practice is the Client, we are committed to the thought that our single most important purpose is to serve your financial needs. We believe that knowledge is power, and that by understanding your plan, you will be empowered towards achieving your goals.

Our primary area of concentration is working with clients building toward retirement, and clients who have retired and are investing for retirement, with consideration towards income goals, inflation considerations, estate and succession planning.

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Our People

		Kim A. Checketts Founder/Owner Member of Kim is the founder/owner of KAC Financial Services. Immediately prior, he was employed with UBS Financial Services and also previously worked for New York Life and Prudential.
Throughout his career, Kim has specialized in meeting the unique financial goals, dreams, and objectives of the affluent and high net worth individuals as well as businesses. His expertise includes 1031 real estate exchanges, separate managed accounts, insurance solutions and annuities, unit investment trusts, etc. Residing in Bear River City, Utah, Kim received his Bachelor of Science in History from Utah State University. Kim loves most outdoor activities and participating in community sporting events. When out of the office, Kim enjoys spending time with his wife, Susan, and their 6 children and 13 grandchildren. In 2009, Kim was honored with the KSI Citizenship Award.

	Darren B. Downs VP of Investments Darren brings to KAC Financial Services a proven track record of not only meeting but exceeding client expectations. He was previously employed by Fidelity Investments and UBS Financial Services.Darren is a registered investment advisor/financial advisor.
Darren's primary roles are researching various investment options, placing trades maintaining contact with our investment companies, and conducting periodic client reviews. Darren's educational background in finance enables him to excel at analyzing not only individual investment options but to understand the big picture and the overall client portfolio. As a Cum Laude graduate from Weber State University, Darren received a Bachelor of Arts degree in Business Administration with an emphasis in Finance while obtaining a minor in German. He enjoys spending time playing tennis and being outdoors.

	Celeste Green Registered Assistant - Ogden, UT Celeste is our registered assistant at KAC Financial Services for our Ogden, UT office. She assists both Kim and Darren with the operation of the Ogden office as well as assisting with the needs of the surrounding area's clientele.

Celeste has an extensive background in the financial services industry. She has worked for various financial advisory firms including Wasatch Advisors, First Western Advisors & American Express Financial Advisors. She is a registered investment advisor/financial advisor.

Celeste is an expert with computer software, programming, and information technology. Her prior experience includes compliance, auditing, customer relations, and client data management. A University of Utah graduate, Celeste received a Bachelor of Science degree in Business with an emphasis in Finance. Outside of the office, Celeste loves spending time with her family. She also enjoys art and cooking and snowboarding.